The Flood Mitigation Assistance (FMA) program is a grant program that provides funds for projects which eliminate or reduce the risk of repetitive flood damage to buildings which are insured by the National Flood Insurance Program. These funds are available to states, local communities, federally recognized tribes, and territories.

Recipients are chosen based on the applicant’s ranking of the project and the eligibility and cost-effectiveness of the project. State, local, tribal, and territorial governments must develop and adopt hazard mitigation plans as a prerequisite for receiving certain types of non-emergency disaster assistance including FMA and BRIC assistance.

FMA funding is available through the National Flood Insurance Fund (NFIF) for flood hazard mitigation projects as well as plan development.

Section 404: Hazard Mitigation Grant (HMGP) Program

The purpose of the HMGP program is to help communities implement hazard mitigation measures following a Presidential major disaster declaration. Mitigation planning is a key process used to break the cycle of disaster damage, reconstruction, and repeated damage. The HMGP is authorized under Section 404 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act.

Section 406: Public Assistance (PA) Hazard Mitigation

The 406 PA grant is authorized by the Stafford Act to make funding available for response and recovery efforts after the President has declared a disaster or emergency. Section 406 mitigation measures are funded under the Public Assistance, or Infrastructure, program (PA). The PA Program has a required focus on restoring damaged infrastructure to its pre-disaster function and capacity. Section 406 of the Stafford Act allows funding of mitigation measures that go beyond restoring a facility to its pre-disaster condition and is applied only to the damaged element of the facility.

• Mitigation projects
• Hazard mitigation planning

• Technical Assistance* (FMA only)
• Management costs